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Children are a gift – but also an investment. According to Swiss Life, raising a child in Switzerland until adulthood costs on average between 200,000 and 300,000 francs.

But what exactly is behind these numbers – and how can families prepare effectively?

💡 The Biggest Cost Factors:

• Basic Needs: Food, clothing, childcare
• Housing: More space, higher rent
• Education & Leisure: Sports, music, holidays
• Training & Studies: University, apprenticeship, stays abroad

As children grow older, expenses also rise – especially during adolescence with hobbies, mobility, technology, and education.

🧠 Our Recommendation:

• Plan budget and pension early
• Use child allowances strategically
• Build savings and consider pillar 3a pension planning
• Regularly review insurance and financial strategy

📖 Read more: Original article at Swiss Life