The interest rate market remains exciting: After the temporary end of rate hikes, many property owners once again face the big question – SARON or fixed-rate mortgage?
According to the latest Blick article, experts expect a longer-lasting zero-interest phase – which continues to make short-term SARON mortgages attractive. At the same time, the market remains nervous: those who want long-term planning security tend to choose fixed-rate mortgages, even if they are currently slightly more expensive.
Our recommendation: There is no universal answer – but there is always a smart strategy.
- ⚡ SARON: For anyone who wants to remain flexible in the short term.
- 🔒 Fixed-Rate Mortgage: For those who value stability and fear rising rates.
A combination model can often make sense – allowing you to cleverly combine risk and flexibility, depending on your life and financial situation.
👉 At finaro, we analyse your current mortgage, your risk appetite and your goals – and find the solution that’s right for you.
📖 Further reading: Original article on Blick.ch
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