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The burden on policyholders in Switzerland is rising again: in addition to health insurers, major insurance companies such as Zurich, Axa and Allianz are announcing significant premium increases. Customers with motor and household insurance are particularly affected.

A recent case from the canton of Zurich illustrates the severity of this trend: a policyholder saw their car insurance jump from just under CHF 1,500 to almost CHF 2,500 — an increase of over 63% in just one year. It has since been confirmed that several cases were due to incorrect premium calculations.

Consumer protection organizations are sounding the alarm. Many affected customers notice the increase late or do not understand the reason for the drastic adjustment. At the same time, budgets are further strained by rising health insurance contributions and inflation.

🧠 Key takeaways for policyholders:

• Check for miscalculations: Some increases stem from system errors — it’s worth asking your insurer.
• Mind contract terms: Many policies renew automatically — if you don’t cancel, you pay more.
• Comparison brings clarity: The market offers alternatives. An annual comparison saves real money.
• Seek advice: If unsure, consult independent insurance experts.

The current situation shows: policyholders don’t have to accept higher premiums without question. Acting in time can optimize costs and secure better conditions.

📖 Sources & background:
- Blick article on premium increases
- Concrete case: Zurich customer from Urdorf