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Uncertainty is growing: While some experts expect another significant increase in premiums for 2025, others remain cautiously optimistic. According to 20 Minuten, forecasts vary widely – between a massive cost explosion and a slight relief.

Some voices speak of possible premium increases of up to 10%, especially for specific health insurers and cantonal models. Others, however, see signs that cost pressure is easing – mainly due to structural reforms and fewer hospital admissions.

🧠 What does this mean for policyholders?

• Unclear situation: There are no official numbers yet – but the Federal Office of Public Health (FOPH) will soon release new guidelines.
• Major differences: Depending on your place of residence, provider, and deductible model, premiums can vary greatly.
• Act now: Early analysis and switching to more affordable models can save hundreds annually.

💡 Our tip: Whether premiums rise or not – those who act early save in the long term. At finaro, we help you choose the right health insurance, deductible, and supplementary insurance – individually and independently.

📖 Source: Article on 20 Minuten