A personal loan can make a larger purchase possible or consolidate existing loans on better terms. What matters is that the loan fits your budget. Finaro first checks with you whether a loan makes sense, then compares the offers of licensed lenders and supports you with the application.
The creditworthiness check is carried out by the lender in accordance with the Consumer Credit Act. We help you to submit complete documents.
Calculate your monthly instalment without obligation.
Granting credit is prohibited if it leads to over-indebtedness (Art. 3 UWG).
Example: for a loan of CHF 10'000 at an effective annual interest rate of 9.9 %, the interest costs over 12 months total CHF 520.76 (monthly instalment CHF 876.73). Arranged by Finaro.
No. Under the Consumer Credit Act, you owe no compensation for the arrangement. Finaro is compensated by the lender.
As a rule, a valid ID, your latest payslips and a current extract from the debt enforcement register. Depending on the lender, further documents may be required.
Yes, a consumer loan can be repaid early at any time. In addition, you can revoke the contract within 14 days of receiving it.