Modern veterinary medicine can do a lot, but it comes at a price: surgery after an accident or treatment for a chronic illness can quickly cost several thousand francs. Pet health insurance covers these costs and spares you the difficult trade-off between your wallet and your pet’s welfare.
The products differ significantly: in scope of coverage, deductibles, annual limits, waiting periods, and how they handle pre-existing conditions and breed-typical ailments. Finaro compares the offers and finds the coverage that fits your pet, its age and its breed.
Species, breed, age and health condition of your pet determine the options.
You receive a comparison of the suitable products with a recommendation.
We handle the conclusion and pay attention to waiting periods.
We support you in submitting vet invoices.
Enrolment is cheapest for young, healthy animals; many providers have age limits for acceptance. For older animals we check which products are still available and whether the premium is proportionate.
Generally not: existing ailments are usually excluded. This makes it all the more important to take out cover early, before diagnoses exist.
No, that is covered by personal liability insurance. We are happy to check whether your pet is correctly included there.