No vehicle can be registered in Switzerland without liability insurance: it is required by law and covers damage you cause to third parties with your vehicle. Everything beyond that is a matter of choice, and that is exactly where premiums and terms differ significantly.
Finaro compares the offers and puts together the coverage that fits your vehicle and your situation: partial cover for theft, glass breakage and natural hazards, fully comprehensive for self-caused collisions, plus sensible add-ons such as parking damage, bonus protection or passenger cover.
We record your vehicle, its usage, claims history and your current policy.
You receive a comparison with a recommendation: the same or better coverage at a better price.
We take care of the cancellation, the application and a seamless transition.
In the event of a claim we support you with the report and the process with the insurer.
As a rough guide: the older the vehicle and the lower its current value, the more likely partial cover is sufficient. We calculate premium versus current value specifically for your vehicle.
It prevents you from being moved to a more expensive premium level after a claim. Whether it is worthwhile depends on the premium and the provider’s level system.
Generally at the end of the contract term while observing the notice period, and often also after premium increases or a claim. We check your policy for the next switching window.
Have your policy reviewed free of charge by Finaro.