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8152 Opfikon ZH
Household contents insurance only covers valuables to a limited extent: for jewellery, watches or cash, compensation limits apply, and outside the home or in the case of simple loss there is often no protection at all. Anyone who owns valuable items therefore needs separate valuables insurance.
It covers jewellery, watches, art, collections or musical instruments against theft, damage and usually also loss, worldwide, whether on your wrist, in a hotel room or in a safe. Finaro makes sure your valuables are correctly recorded and neither under- nor double-insured.
We record your valuables with receipts, photos or appraisals.
We define what runs through household contents and what is insured separately.
We obtain quotes and conclude the suitable coverage.
For new items or value changes, we adjust the policy.
As soon as individual items exceed the compensation limits of your household contents insurance, or you want protection outside the home and against loss. We check this against your household contents policy.
Not necessarily. Purchase receipts are often sufficient. For older or inherited pieces, a current appraisal is recommended so that the correct value is reimbursed in the event of a claim.
Yes, valuables insurance generally applies worldwide. That is exactly what distinguishes it from household contents, which is primarily tied to the home.
Get advice from Finaro.
