We are your reliable partner in Switzerland, offering tailor-made solutions for insurance, financial planning, and retirement provision.
Churerstrasse 158
8808 Pfäffikon SZ
Europa-Strasse 15
8152 Opfikon ZH
Health insurance is the largest insurance expense for most households, and at the same time the one with the greatest savings potential. The benefits of basic insurance are legally identical across all insurers, but premiums vary considerably depending on provider, model and place of residence.
Finaro compares your premiums, reviews your deductible and insurance model, and supports you through the switch, including the timely cancellation. For supplementary insurance we look closely: what do you really need, what are you paying for twice, and where is it worth expanding coverage?
We record your current situation: insurer, model, deductible, supplementary policies and your health costs.
You receive a clear comparison with a concrete recommendation and the possible savings amount.
We prepare the cancellation and the new application. Basic insurance can be switched by the end of November each year for 1 January.
Even after the switch we remain your point of contact, for example for benefit questions or the next premium round.
Not for basic insurance: benefits are set by law and identical at every insurer. Acceptance is guaranteed without a health check. For supplementary insurance we always check acceptance with the new provider first, before any cancellation.
As a rule of thumb: if you have hardly any health costs, the highest deductible usually pays off. With regular treatment, the lowest is often worthwhile. We calculate it for you.
You can generally switch basic insurance by the end of November for 1 January. For supplementary insurance the contractual notice periods apply, often three months before year-end.
