We are your reliable partner in Switzerland, offering tailor-made solutions for insurance, financial planning, and retirement provision.
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8808 Pfäffikon SZ
Europa-Strasse 15
8152 Opfikon ZH
For owners, the building is usually their largest asset. Building insurance protects it against fire and natural hazard damage such as storm, hail, flooding or snow pressure. In most cantons this basic coverage is mandatory and must be taken out with the cantonal building insurer, though the rules differ from canton to canton.
What matters most are the extensions that are not automatically covered: building water damage, glass breakage, building technology or earthquake. Finaro checks what is already covered in your canton and where private add-on coverage is needed, so no expensive gap remains.
We record the property, the canton of location and existing policies.
You see at a glance what is covered, what is missing and what is double-insured.
We obtain quotes and close the gaps on fair terms.
After renovations or value increases we adjust the coverage.
In most cantons, yes, usually via the cantonal building insurer. Some cantons have no cantonal institution, where private insurance is used instead. We clarify the situation at your location.
No. The cantonal basic coverage generally includes fire and natural hazard damage. Building water damage, for example from pipe bursts, usually needs private add-on coverage.
Building insurance covers the building itself, i.e. everything permanently installed. Household contents cover your movable belongings inside it. Owners need both.
Have your building coverage reviewed by Finaro.
