A tradesperson damages a pipe at a customer’s premises, a visitor falls in your shop, a delivered product causes damage: your company is liable for personal injury and property damage arising from its business activities. Business liability insurance pays justified claims and defends you against unjustified ones.
For advisory and planning professions, professional liability is added: it covers pure financial losses caused by errors in your work. It is mandatory in some professions, and in many others clients ask for proof of cover.
We record your existing policies, your staff structure and the risks of your business.
We obtain comparable quotes from several insurers and set them side by side in plain language.
You decide at your own pace; we handle cancellation, application and the switch without a gap in cover.
We review your solution every year, process changes and support you when a claim arises.
Not by law for most industries, but for some professions it is. Many clients, landlords and tenders also require proof of cover. A single personal injury claim can threaten the existence of an uninsured SME.
Business liability covers personal injury and property damage. Professional liability covers pure financial losses, for example when a client loses money because of an advisory error.
Have Finaro review your cover.