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INSURANCE & PENSIONS For businesses

Property and business interruption insurance

Water damage in the warehouse, a fire in the workshop, a break-in over the weekend: property damage hits SMEs twice. First, furnishings, machinery and goods have to be replaced; then income is missing while things are restored, while wages and rent keep running.

Property insurance covers your business contents; business interruption insurance covers the loss of income and ongoing costs after an insured loss. Finaro combines both so that your business keeps running financially after a loss.

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Insurance

What Finaro handles for you

Process

How the collaboration works

01

Analysis

We record your existing policies, your staff structure and the risks of your business.

02

Quotes

We obtain comparable quotes from several insurers and set them side by side in plain language.

03

Decision and implementation

You decide at your own pace; we handle cancellation, application and the switch without a gap in cover.

04

Ongoing support

We review your solution every year, process changes and support you when a claim arises.

FAQ

Frequently asked questions

If the sum insured is lower than the actual value, the insurer reduces the compensation proportionally. That is why we check the sums when the policy is concluded and regularly afterwards.

Property insurance only replaces the damaged items. Only business interruption insurance covers the revenue lost while things are being restored. For many businesses it is crucial.

So that your business keeps running after a loss.

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